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July 2015 Archives

The many layers of a SSDI appeal (Cont.)

Last time, we discussed the appeals process for a Social Security disability claim. A recent case demonstrates how this process can work. A woman's application for SSD benefits was denied. She appealed and the ALJ denied her claim. Her appeal of the ALJ's decision was denied by the Appeals Council, and so the woman appealed to a federal court.

SSDI: A crisis created by Congress

The Social Security disability insurance (SSDI) program is in "crisis," we are told. The time for "reform" is now, it is said. Isolated instances of fraud are touted as a "warning light." The number, $100 million is bandied about as a large number, and it is. However, not in comparison to the cost of the entire SSDI program, which has expense of $130 billion per year.

They come to bury SSDI, not to praise it

Social Security disability is an insurance program. The full name states this explicitly. The Social Security Disability Insurance (SSDI) program. And like any other insurance program, the entity writing the policy controls the terms and conditions of the policy, including price of insurance, eligibility and level of benefits. In this case, the entity writing the policy is the U.S. Congress.

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