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August 2015 Archives

Could you become disabled?

Few people ever believe they will become disabled. The proof of this is in the low rate of persons paying for private, long-term disability insurance. According to one report, in 2010, 100 million workers had no private disability insurance. Workers also substantially underestimate their likelihood of becoming disabled, believing they have a 2 percent chance, when it is actually 25 percent.

SSA's budget proposal for 2016

The Social Security Administration (SSA) has been faced with many challenges in the last few years. There is the long-term and growing backlog for hearings on Social Security disability (SSD) cases, the impending shortfall with the SSD trust fund and the disastrous consequences which would harm many beneficiaries of the SSD program.

Will dysfunction in Congress cripple Social Security?

For years, Congress has put off dealing with questions of funding the Social Security program, but by next year, they will be forced to deal with one important aspect of the system. The trust fund that provides a portion of the payments made to Social Security Disability insurance (SSDI) recipients will be exhausted.

SSD: A few hiccups, but if Congress simply rolls up its sleeves …

Given the high number of critics who routinely like to denigrate the Social Security Disability program as a bloated welfare initiative that materially depletes the nation's coffers, it is a seeming imperative to usher forth a central truth regarding SSD.

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