The Social Security Administration has specific and detailed requirements that applicants must meet before the agency will award Social Security disability insurance benefits. For those Michigan residents suffering from musculoskeletal disorders, which include those who have experienced the amputation of a limb, the SSA looks specifically at a person's loss of function, among other factors, in determining whether it will award benefits and will consider whether a person is unable to work because of the condition.
The SSA categorizes amputation into four primary groups, though it does not differentiate the groups based on the cause of amputation and may award benefits regardless of the underlying cause. Individuals may seek SSDI benefits if they had both hands amputated. They may also seek SSDI benefits if they have had one hand and one lower extremity amputated at or above the tarsal region, which is a person's ankle, if that person suffers from an inability to move effectively.
A person who has had one or both lower extremities amputated at or above the tarsal region and who suffers from complications that prevent him or her from using a prosthetic to move around, may also seek SSDI benefits if such a condition has lasted, or is expected to last, for at least 12 months. Finally, a person who has experienced a hip disarticulation or a hemipelvectomy, which is an amputation of a lower extremity plus part of the pelvis, may seek SSDI benefits.
The limitations that one of the aforementioned amputations can impose on a person's life, including an inability to work, may lead to significant hurdles, as well as the necessity for extensive rehabilitation or therapy. This post can only provide general information about limb amputation and SSDI benefits, and cannot guarantee any specific results when it comes to pursuing SSDI benefits. However, for those who have experienced an amputation, the benefits afforded by SSDI can be life-changing.
Source: Social Security Administration, "1.00 Musculoskeletal System - Adult," accessed Nov. 13, 2015