Injured workers have the right to pursue workers' compensation benefits to provide needed financial resources for medical expenses, lost earnings, and disability associated with a workplace injury.
Unfortunately, far too few workers understand these rights and know how to protect them in the aftermath of an injury.
Are you one of them?
You don't have to be. Let us refresh your memory and provide you with the information you need in the unfortunate event of a work-related injury.
1. Seek Immediate Medical Attention
You will need to be treated by an employer-selected physician - if offered- for the first 10 days. After that period you can select your own physician for treatment. It is important to seek treatment in order to preserve your workers' compensation claim.
2. Notify Your Employer
The hours and days after an injury is not the time to keep secrets. Be sure to notify your employer before pursuing further action.
3. Consult An Attorney
A skilled attorney who understands the ins and outs of the workers' compensation system can make all the difference after your injury.
4. Keep All Documentation
No matter how insignificant a document may seem, KEEP IT.
5. Keep Accurate Records
You may be able to obtain reimbursement for things like miles driven to treatment, co-pays and other expenses as long as you keep good records to demonstrate your costs.
6. Check Your Payments
Check, double check, and triple check. Make sure you are getting what you are owed and, if you have doubts, consult with your attorney.