Developing a disability that substantially impacts your ability to work can leave you feeling anxious on a variety of levels. Certainly, the disability itself undoubtedly came with medical and emotional difficulties to work through, and on top of that, the stress of no longer having the ability to work can easily make you feel overwhelmed. During this time, you will likely consider applying for Social Security Disability benefits.
Though it may seem like a no-brainer to you that your application should gain approval due to your inability to work, a high likelihood exists that the Social Security Administration, or SSA, will deny your application. In fact, more than half of all Social Security Disability applications face an initial denial. This rejection can occur for a multitude of reasons.
In order to qualify for SSDI, the administration requires a certain number of work credits. These credits refer to a calculated number that takes into consideration your age, number of years worked and time at which you suffered your disability. If the SSA believes you did not earn enough work credits, your application will likely not gain approval.
Even though your disability may prevent you from physically working, you may still have income from other ventures. If investments, workers’ compensation or other financial avenues provide you with income that exceeds the minimum monthly amount allowed by the SSA, you may not qualify for disability benefits.
Another reason your application may not go through successfully pertains to the classification of your condition. If the SSA does not believe that your circumstances meet the severity standards, your condition may not fall into the disability category. In order to meet the qualifications, your ailment must last at least a year or have an expectation of death.
If you do not properly fill out your SSD application in its entirety with the correct information, you will undoubtedly face a denial. Applications lacking information make it more difficult for application reviewers to fully grasp your situation, and therefore, they may not understand your need for benefits. In order to lessen the likelihood of application mistakes, you may want to gather as much information relating to your condition and work history as possible.
Handling a denial
These are only a very few of the reasons your application could face rejection. If the SSA does deny you benefits, you do not have to feel alone or out of luck. You may wish to appeal the decision in hopes of gaining needed financial assistance.
Rather than moving forward on your own, you may wish to consult with an experienced Michigan attorney. A legal professional can help you understand the appeals process and also ensure that your case has a meaningful presentation.