Having a disabled child can be a trial; watching them struggle to adapt and thrive with their disability can bring as much pain to your heart as their presence brings joy into your life. While you love your disabled child deeply, there is no denying that the cost of caring for a disabled child can cause undue hardship and stress that can impact the child’s life and the lives of the entire family. This includes impacting your ability as a parent to work full-time to meet your family’s needs. Can your child receive Social Security Disability benefits to defray some of those staggering costs?
If your family meets the criteria for low income and your child is under 18 and meets the Social Security Administration’s requirements for mental or physical disability, then you may be able to collect Supplemental Security Income (SSI) benefits. As the SSA explains, the child’s income and resources are also considered, should they have a job or access to resources such as a trust in their name. All of these factors impact whether or not they are eligible for disability benefits. The resources tallied also take into account the resources of any parents or legal guardians.
A great deal of the process to apply for SSI for your child involves information disclosure. To determine if your child meets the requirements, the SSA will not only ask you for detailed information about your child, but ask you to grant permission to any healthcare professionals or education professionals who may provide critical information regarding your child. The information offered will be used to determine if your child qualifies for disability.
This is a reference post that should not be considered actionable legal advice.